Findomestic (a company of the BNP Paribas group) is known to most for the loans it provides; however, for some time it has offered other interesting services, such as the savings account.
Currently the Findomestic savings account is among the most
Bank of Italy statistics on loans and deposits help explain the average trajectory of household mortgages in Italy before you compare offers in Rome or elsewhere. This guide shows what to look for in the “Banks and money” releases and how to avoid confusing system-wide averages with the rate you personally will be offered.
On 19 March 2026 the ECB Governing Council left its three key rates unchanged, with the deposit facility rate at 2.00%. The next meeting is on 30 April 2026: how this framework relates to deposit accounts, variable-rate mortgages and bond yields — without treating market commentary as fact.
In 2026 an ETF investment plan can start from 1 euro per month on Trade Republic or Scalable. Complete guide: index selection, physical or synthetic replication, accumulation vs distribution, comparison of Italian platforms, 26% taxation and realistic 10- and 20-year simulations.
The BTP Valore March 2026 (ISIN IT0005638968, maturity 10 October 2032) pays quarterly step-up coupons of 2.60/3.20/3.80% with a 0.8% loyalty bonus and an effective annual net yield of 2.92-2.96%. Full analysis with a deposit account comparison and a BTP Più overview.
The ECB rate cut brought the deposit rate down to 2% and Italian savings accounts now offer gross yields between 1.5% and 2.8% on 12-month time-locked products. Between the 26% substitute tax, the 0.20% stamp duty and FITD protection, understanding the effective net yield is what separates beating inflation from quietly losing purchasing power.
Why a guide to mortgages in Rome in 2026 Buying a home in Rome means dealing with a complex residential market, appraisal and urban planning times that are sometimes long, and a banking credit perimeter attentive to the borrower’s merit. This guide covers the topics most often encountered by families and young buyers: from rate … Read more
Trade Republic: the checking account that combines savings and investment The Trade Republic checking account integrates traditional banking features with immediate access to the world of investments.Here are some features Interest on deposited liquidity One of the biggest advantages of the Trade Republic account is the remuneration of liquidity, directly aligned with ECB rates.As of … Read more
Findomestic (a company of the BNP Paribas group) is known to most for the loans it provides; however, for some time it has offered other interesting services, such as the savings account.
Currently the Findomestic savings account is among the most
Some banks, thanks to the “First Home Mortgage Guarantee Fund”, have resumed granting so-called 100% mortgages. For many young people these mortgages represent the only way to buy a home. It should be noted, however, that the high LTV (Loan To Value = Ratio between the Mortgage amount and the property Value) always entails (much) higher interest than mortgages with a lower percentage (below 80%).
One of the banks that grants 100% mortgages is
Banca IFIS in Rome: useful information Banca IFIS is an institution with a distinctive positioning compared to large traditional branch networks. In Rome it may be present with operational offices linked to specific activities: address and contact details should always be confirmed from the official website, as they can change with internal reorganizations. Contacts and … Read more
ING Direct in Lazio
– Via Barberini 115 – Rome
– Via Tuscolana 975 – Rome
Opening hours:
Monday to Friday from 9:00 to 19:00
These branches are also open on Saturday from 9:00 to 13:00
Editorial update April 2026. Listing included in the Banche.Roma.it quality review plan. Addresses, hours, products and economic conditions may change: always verify on the bank’s official website or at the branch before making operational decisions.
Banche.Roma.it is not affiliated with the banks listed. Content for informational purposes only, not financial advice.

Offices and branches of Banca Mediolanum in Rome
Banca Mediolanum in Rome – TRADITIONAL OFFICE
ADDRESS: VIA LAURENTINA, 185 – 00142 ROMA
TEL: 06-89561397
Banca Mediolanum in Rome – FAMILY BANKER OFFICE
ADDRESS: VIALE GIULIO