Some banks, thanks to the “First Home Mortgage Guarantee Fund”, have resumed granting so-called 100% mortgages. For many young people these mortgages represent the only way to buy a home. It should be noted, however, that the high LTV (Loan To Value = Ratio between the Mortgage amount and the property Value) always entails (much) higher interest than mortgages with a lower percentage (below 80%).
One of the banks that grants 100% mortgages is
Here are the loans offered by Poste Italiane
Prestito BancoPosta
– Amount: min 1,500 – max 30,000 €
– Duration: 12 – 84 months
– Disbursement method: direct credit to BancoPosta account
– Repayment method: fixed monthly installment with direct debit from BancoPosta account
– Processing fee: free
– Installment collection fees: free
– Communication sending: free
Prontissimo BancoPosta (does not require a BancoPosta Account or a bank checking account)
– Amount: min 1,750 – max 10,000 €
Here is how to find the checking account best suited to your needs
– BBVA Finanzia Head Office
Via Umberto Quintavalle, 68 – 00173 ROMA
Phone: 06.36772111
Fax: 06.36772380
– BBVA Finanzia sales point in Rome
via Lucio Papirio, 19 – zip 00174 ROMA
Banca Impresa Lazio
Registered office – operational office
Via A. Bertoloni, 44 – 00197 ROMA
Phone: 06.809155211
Fax: 06.809155256
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What is Banca Impresa Lazio?
Editorial update April 2026. For the Compass network (Crédit Agricole Italia group) in Rome: branches and services evolve; always confirm official sources before travelling or opening an application.
Banche.Roma.it is not affiliated with the banks listed.
Compass Branches in Rome
(Mediobanca Group)
– ROMA APPIA BRANCH
Address: Via Mario Menghini, 57 – ROMA (RM)
Phone: 06.787186
Opening hours: Monday – Friday 9:00 – 13:00 and 14:30 – 18:00
Saturday opening: From 9:30 to 13:00
– ROMA NOMENTANA BRANCH
Address: Via Nomentana, 146 – ROMA (RM)
Phone: 06.862711
Opening hours: Monday – Friday 9:00 – 13:00 and 14:30 – 18:00
Saturday opening: From 9:30 to 13:00
Compass Viterbo Via della Palazzina, 129 – VITERBO (VT) Phone: 0761.354301 Opening hours: Monday – Friday from 9:00 to 13:00; from 14:30 to 18:00
