Bank of Italy statistics on loans and deposits help explain the average trajectory of household mortgages in Italy before you compare offers in Rome or elsewhere. This guide shows what to look for in the “Banks and money” releases and how to avoid confusing system-wide averages with the rate you personally will be offered.
Why a guide to mortgages in Rome in 2026 Buying a home in Rome means dealing with a complex residential market, appraisal and urban planning times that are sometimes long, and a banking credit perimeter attentive to the borrower’s merit. This guide covers the topics most often encountered by families and young buyers: from rate … Read more
Some banks, thanks to the “First Home Mortgage Guarantee Fund”, have resumed granting so-called 100% mortgages. For many young people these mortgages represent the only way to buy a home. It should be noted, however, that the high LTV (Loan To Value = Ratio between the Mortgage amount and the property Value) always entails (much) higher interest than mortgages with a lower percentage (below 80%).
One of the banks that grants 100% mortgages is
Here are the loans offered by Poste Italiane
Prestito BancoPosta
– Amount: min 1,500 – max 30,000 €
– Duration: 12 – 84 months
– Disbursement method: direct credit to BancoPosta account
– Repayment method: fixed monthly installment with direct debit from BancoPosta account
– Processing fee: free
– Installment collection fees: free
– Communication sending: free
Prontissimo BancoPosta (does not require a BancoPosta Account or a bank checking account)
– Amount: min 1,750 – max 10,000 €
Here is how to find the checking account best suited to your needs
What is a mortgage? A mortgage is a loan granted by a credit institution, usually for significant amounts, against the provision of a guarantee. **** The typical case is a mortgage requested and granted to help the borrower with the purchase of a property, but there are also other types of mortgage: – construction mortgage … Read more
Banca Impresa Lazio
Registered office – operational office
Via A. Bertoloni, 44 – 00197 ROMA
Phone: 06.809155211
Fax: 06.809155256
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What is Banca Impresa Lazio?
